Great
savings start
with low rates.
| '06 '07 & '08 Models As Low As... | ’05 Models As Low As... |
|
5.14% APR for 24 Months 5.14% APR for 36 Months 5.14% APR for 48 Months 5.24% APR for 60 Months 5.99% APR for 72 Months ’04 Models as low as... |
6.04% APR for 48
Months |
| ’04 Models As Low As... | |
|
6.04% APR for 48 Months |
|
| ’03 Models As Low As... | |
| 8.04% APR for 36 Months | |
|
’02 Models As Low As... |
|
| 8.04% APR for 36 Months |
Listed rates are for 125% financing for qualified members. Your APR may vary based on creditworthiness. Loans are repayable in equal monthly installments over the term of the loan. Example: Monthly payment on a $20,000 loan at 5.14% APR for 48 months is $461.90. Total finance charge: $2,171.08. Total loan cost: $22,171.08. Rates are accurate as of 8/6/08 and are subject to change at any time.
Calculate your monthly payments and total interest with our loan calculator and then apply online.
Ways to reduce your rate.
We’ll finance up to 125% of the manufacturer's suggested retail price for new vehicles and up to 125% of the NADA book retail price for used vehicles for qualified members.
Take a look at your potential savings...
| Other Institution Auto Loan | Central Credit Union Auto Loan | |
| Amount | $20,000 | $20,000 |
| Rate | 7.50% | 5.49% |
| Term | 60 months | 60 months |
| Monthly Payment | $401 | $382 |
| Total Interest | $4,047 | $2,915 |
| Potential Tax Savings* | 0 | $816 |
| Total Interest Savings with CCUI Auto Loan | $1,132 | |
| Total Interest and Tax Savings for Qualified Homeowners with Equity Advantage Loan | $1,948 |
*Assumes a 28% tax bracket
Check out our current rates, and use our loan calculator to calculate your monthly payment and interest savings with a Central Credit Union loan. Then apply online.
If you're a qualified homeowner, you can save even more by financing with our Equity Advantage option. The interest you pay may be 100% tax deductible. Click here to see an example of how financing with our Equity Advantage option could save you money. For more information, please contact our Loan Department at (708) 649-6420, and then consult your tax advisor for details regarding the deductibility of interest.
Simplify the
auto-buying process with our
free "Guide to Buying A New Car".
Our free auto-buying guide breaks down the car-buying process into
manageable steps and offers valuable tips to help you save. To download the guide,
please click here.
Get a low price guaranteed, with Car Quotes.
For your convenience, we offer pricing quotes for new cars. Simply tell us the model you’d like to buy, and we’ll give you a printout with the name of a Chicago-area dealer who will sell you the car for an assured price as low as $100 over invoice without any hassle.
To order your free quotes and to receive your savings certificate online, click here.
Shopping
for a used car?
Use our used car locator service.
Find the used car you're looking for.
Simply click here to find thousands of
used vehicles at great prices in the Chicagoland area.
Be
prepared.
Take advantage of insurance coverage.
Mechanical Repair Coverage
Prevent costly future repair expenses by taking advantage of our Mechanical Repair Coverage.
For more information about Mechanical Repair Coverage, click here.
Payment Protection.
Take advantage of our Payment Protection, and financially protect your family.
For more information about Payment Protection, click here.
Guaranteed Asset Protection Coverage.
Protect yourself in case your vehicle is lost to theft or an accident with GAP coverage.
For more information about GAP Coverage, click here.
Online applications and approvals.
Or apply by phone, fax or mail 24 hours a day!
With our online application, qualified members can be approved in a minute or less. Applications can also be printed and faxed to (708) 649-6449.
Or, if you prefer, you can apply by calling (708) 649-6420. We can approve loans for qualified members in an hour or less.
Questions?
Please call out Loan Department at (708) 649-6420 or e-mail us. Please be sure to include your daytime phone number.
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