| '08 '09 & '10 Models As Low As... | ’07 Models As Low As... |
|
3.99% APR for 24 Months 3.99% APR for 36 Months 5.14% APR for 48 Months 5.24% APR for 60 Months 5.99% APR for 72 Months |
4.79% APR for 48 Months 6.04% APR for 60 Months |
| ’06 Models As Low As... | |
|
4.79% APR for 48 Months 6.04% APR for 60 Months |
|
| ’05 Models As Low As... | |
| 8.04% APR for 36 Months | |
| ’04 Models As Low As... | |
| 8.04% APR for 36 Months |
Listed rates are for up to 110% financing for qualified members. Your APR may vary based on creditworthiness. Loans are repayable in equal monthly installments over the term of the loan. Example: Monthly payment on a $20,000 loan at 3.99% APR for 36 months is $590.33. Total finance charge: $1,251.59. Total loan cost: $21,251.59. Rates are accurate as of 1/20/09 and are subject to change at any time.
Calculate your monthly payments and total interest with our loan calculator and then apply online.
We’ll finance up to 110% of the manufacturer's suggested retail price less any manufacturer's rebate for new vehicles and up to 110% of the NADA book retail price for used vehicles for qualified members.
Take a look at your potential savings...
| Other Institution Auto Loan | Central Credit Union Auto Loan | |
| Amount | $20,000 | $20,000 |
| Rate | 7.50% | 5.24% |
| Term | 60 months | 60 months |
| Monthly Payment | $401 | $380 |
| Total Interest | $4,047 | $2,777 |
| Potential Tax Savings* | 0 | $778 |
| Total Interest Savings with CCUI Auto Loan | $1,270 | |
| Total Interest and Tax Savings for Qualified Homeowners with Equity Advantage Loan | $2,048 |
*Assumes a 28% tax bracket
Check out our current rates, and use our loan calculator to calculate your monthly payment and interest savings with a Central Credit Union loan. Then apply online.
If you're a qualified homeowner, you can save even more by financing with our Equity Advantage option. The interest you pay may be 100% tax deductible. Click here to see an example of how financing with our Equity Advantage option could save you money. For more information, please contact our Loan Department at (708) 649-6420, and then consult your tax advisor for details regarding the deductibility of interest.
Our free auto-buying guide breaks down the car-buying process into
manageable steps and offers valuable tips to help you save. To download the guide,
please click here.
For your convenience, we offer pricing quotes for new cars. Simply tell us the model you’d like to buy, and we’ll give you a printout with the name of a Chicago-area dealer who will sell you the car for an assured price as low as $100 over invoice without any hassle.
To order your free quotes and to receive your savings certificate
online, click here.
Also visit CarQuotes for a great selection of used vehicles at great prices in
the Chicagoland area.
Whether you're in Chicagoland or elsewhere, Enterprise Car Sales also has a large selection of used vehicles available at great haggle-free prices. To see what vehicles are currently available in your area, click here.
Get
discounts on GM and Chrysler models.
We've teamed up with Invest in America discount program to help our members save
on a new vehicle. Thanks to an exclusive offer with GM and Chrysler,
Central Credit Union members can save thousands of dollars on a new vehicle.
For details, visit
LoveMyCreditUnion.org,
and follow the link to learn how to get your discount. And, be sure to get
your credit union preapproval before you shop.
Be prepared.
Take advantage of insurance coverage.
Prevent costly future repair expenses by taking advantage of our Mechanical Repair Coverage.
For more information about Mechanical Repair Coverage, click here.
Take advantage of our Payment Protection, and financially protect your family.
For more information about Payment Protection, click here.
Protect yourself in case your vehicle is lost to theft or an accident with GAP coverage.
For more information about GAP Coverage, click here.
With our online application, qualified members can be approved in a minute or less. Applications can also be printed and faxed to (708) 649-6449.
Or, if you prefer, you can apply by calling (708) 649-6420. We can approve loans for qualified members in an hour or less.
Please call out Loan Department at (708) 649-6420 or e-mail us. Please be sure to include your daytime phone number.
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