Locate the nearest surcharge-free ATM:
CO-OP Network®
Surcharge-Free ATMs
Our checking accounts and Cash Cards will save you valuable time and money while making the task of managing your finances more hassle-free than ever.
Choose from the following accounts:
| Direct Checking | Basic Checking | Checking Plus | |
| Min. Balance Requirement | None | $200* | $1,000** |
| Dividend-Earning | No | No | Yes |
| Unlimited Check Writing | Yes | Yes | Yes |
| Per Check Charges | None | None | None |
| Direct Deposit | Required | Optional | Optional |
| Cash Card Access | Included with up to five free ATM withdrawals per month | Optional for just $1 per month with up to five free ATM withdrawals per month | Included with up to five free ATM withdrawals per month |
| Free Checks | 150 | None | None |
| Overdraft Protection | Optional | Optional | Optional |
| Electronic Bill Payment | Optional | Optional | Optional |
*If your balance drops below $200, you’ll be charged a $5 monthly service fee. If you maintain a minimum balance of $5,000 or more in your credit union accounts (under the same member number), all minimum balance requirements and most fees are waived. Plus, enjoy free traveler’s checks, money orders and cashier’s checks.
**If your balance drops below $1,000, you’ll be charged a $7 monthly service fee. If you maintain a minimum balance of $5,000 or more in your credit union accounts (under the same member number), all minimum balance requirements and most fees are waived. Plus, enjoy free traveler’s checks, money orders and cashier’s checks.
To request your checking account application, e-mail us or call our Member Services Department at (708) 649-6410.
Cash
Cards.
Better than ATM cards. More convenient than checks.
Our Cash Card replaces the need to write checks. Use it to make purchases or get cash back wherever you see the Visa® symbol — currently at more than 14 million locations worldwide.
Simply present your card to the merchant at the time of purchase. You’ll receive a receipt for your transaction, and the funds will be automatically deducted from your checking account.
Your Central Credit Union Visa Cash Card is protected by Verified by Visa, which password protects your card for free. The next time you shop at participating online stores, enter the information requested to activate your card in order to complete the transaction. It only takes a moment, and then your card will have password protection whenever you shop online. For a list of participating retailers, click here.
To activate Verified by Visa now, click here.
If your Cash Card is lost or stolen, immediately call (800) 523-4175.
Simplify
your life.
Take advantage of direct deposit.
Why deposit your paycheck in person when you don’t have to? With direct deposit, your entire net paycheck is automatically deposited into your account on payday, and is available for use that same day.
For more information or to sign up for direct deposit, please see your Human Resources Department or call our Member Services Department at (708) 649-6410.
Enjoy peace of mind with overdraft protection.
With overdraft protection, you’ll never have to worry about bouncing a check. Overdraft protection is available for qualified members with each of our checking options. You can apply for overdraft protection on your checking application.
To request your checking account application, e-mail us or call our Member Services Department at (708) 649-6410.
Save
time.
Manage your money online.
Enjoy Internet access to all your accounts with Central At Home,
our free home banking service. With Central At Home, you can use your personal computer
to:
Best of all, these services are free. And, if you have a credit union checking account, you can also take advantage of our
online bill payment service. Your bills will be paid electronically on the day you
designate directly from your credit union checking account, which means no more checks to
write or payments to mail.
To register for these services online all you need is your account number and CALL 24 PIN. For more information, e-mail us or call our Member Services Department at (708) 649-6410.
For added convenience, you can reorder your Central Credit Union checks online. Click here for secure access to Clarke American Check Reorder Express.
Should you require changes to your current checks, please contact our Member Services Department at (708) 649-6410 or send us an e-mail.
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