Smart financial moves for the 14-21 crowd.
Attend our free seminar, and help your teens get a smart start to personal
finance and credit management.
When it comes to money, teens need to be smart because the
financial choices they make today--how they save and how they spend--will shape
their financial future. If you want a teen you know to get off to a great
financial start, then you'll both want to attend our upcoming seminar.
We'll discuss tips on how to set financial goals, save hard-earned cash
and manage a checking account and debit card. We'll also discuss
establishing credit, building a solid credit history and avoiding common credit
pitfalls. The seminar is ideal for middle school, high school and
college students. Parents are also welcome to attend.
The seminar will be held at 7:00 p.m. on Tuesday, March 23rd at the
Bellwood Public Library located at 600 Bohland Avenue.
The speaker will be Central Credit Union President and CEO Joan Jensen.
To attend, please send us an e-mail or
call (708) 649-6410 and R.S.V.P. by Friday, March 19th. members and
non-members are welcome.
Are high bank rates and fees making
your money disappear?
Move your business to Central Credit Union today.
Tired of being mistreated by your bank? Then move
all of you business to Central Credit Union. We're making loans and
providing a secure place for members to grow their money just like we've done
since 1936.
We're ready to
meet your saving, loan and investment needs.
Are you taking advantage of all we have to offer?
Whether you'd like to save for the holidays with a club account, save on
interest, payments and taxes by refinancing your vehicle loan or roll over your
401k, we're ready to help you achieve your financial goals.
We're financially
sound, and our deposits are federally insured.
Your Central Credit Union savings are federally insured to
at least $250,000 by the national Credit Union Administration, a U.S. Government
agency.
Your family, friends
and coworkers are welcome too!
If your family friends and coworkers are also fed up with
their banks, refer them to us. We'd love to help them achieve their
financial goals. They can join at any of our locations.
For more information about products and services or membership, call (708)
649-6410. They can join at
any of our locations.*
*Family members of existing members are eligible
for membership. Friends and coworkers must be Illinois residents or work
for one of the credit union's Select Employee Groups.
Buy Green and take advantage of a .25% loan rate discount.
Save .25% on loans to buy
or install energy- or
water-efficient products in your home.
Need a new furnace, windows or water-saving appliances? Finance your purchase with one of our signature loans, and we'll give you a .25% discount off your loan. Apply online or call (708) 649-6420.
Looking to buy or refinance a home? Save on payments with our 5/1 Adjustable Rate Mortgage at
5.250% (5.347% APR).
Right now you can take advantage of Central Credit Union's 5/1 ARM priced at
5.250% (5.347% APR).*
Borrow up to 80% of your home's current market value.
Higher loan-to-value financing options may be available for qualified members at different rates and terms.
If you already have a mortgage, refinance and save.
You could reduce the interest you pay and possibly lower your monthly payments. Plus, you can get the money you need for home improvements, debt consolidation and more.
Call (708) 649-6427, and apply today.
In most cases, we can approve loans for qualified members within one business day, and will work with you to close on a schedule that meets your needs.
*APR=Annual Percentage Rate. Rate and APR are subject to change at any time. Minimum loan amount is $50,000. Listed rate of
5.250% (5.347% APR) is fixed for the first five years. Thereafter, rate and APR may change annually. Loan is repayable over a period of up to 30 years. Payment example: A $150,000 loan at a rate of
5.250% (5.347% APR) with a 30-year repayment period would result in a monthly payment of $828.31 for the first five years. After the first five years, rate and APR may adjust annually resulting in a change in payment. Homeowner's insurance is required.
Central Credit Union
Remains
Financially Strong Making Loans And Offering A Safe, Secure Place For Deposits
With A Recent Increase In Federal Deposit Insurance Coverage.
In recent months, news of the nation’s economic
situation has been troubling.
Amidst ongoing reports of failing institutions, we
want to again reassure you that Central Credit Union Of Illinois remains
financially strong.
We continue to be well capitalized, and we’re open
for business – making loans and providing a safe and secure place for you to
grow your money like we’ve been doing since 1936.
Unlike many other financial institutions that you’re hearing about in the news, we did not engage in sub-prime mortgage lending, and we don’t make risky investments. As a result, we have not been adversely affected by the so-called “credit crunch.” We’re continuing to make loans and are serving our existing members as well as welcoming new ones to assist however possible during these difficult times.
In
an effort to stabilize the economy, on Friday Congress passed the Emergency
Economic Stabilization Act Of 2008, which was signed into law.
One of the provisions of the law was to increase the amount of federal
deposit insurance available to credit union members through the National Credit
Union Administration (NCUA), a U.S. Government Agency.
As
a result of the legislation, member deposits at Central Credit Union Of Illinois
are now federally insured to at least $250,000, up from the previous minimum of
$100,000.
This is the same amount of coverage provided for bank deposits
through FDIC-insured banks.
Individual Retirement Accounts (IRAs) are insured separately for up to
$250,000 per person. Insurance
limits may be even higher depending on how your accounts are titled.
The increase in the amount of coverage is temporary and will remain in
effect at least through December 31, 2009 at which time the additional coverage
may be discontinued, extended or made permanent.
We’d like to remind you that according to NCUA, “Not one penny of insured
savings has ever been lost by a member of a federally insured credit union.”
If you have any questions about the safety of your credit union deposits,
please ask. You can call Member
Services at (708) 649-6410. We also
invite you to visit www.ncua.gov for more
information on our federal deposit insurance. You can also call the NCUA Insurance Call Center, operating
from 8 a.m.-6:30 p.m. (EDT) Monday through Friday, and speak with an expert
regarding coverage provided by NCUA share insurance. The toll-free number is (800) 755-1030, extension 1.
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