Share Savings Accounts

• Establishes your lifetime membership in the credit union
• Earns a high return
• Dividends compounded and paid quarterly
• Low minimum balance requirement
• Conveniently make deposits through payroll deduction
• 24-hour telephone and Internet access
• Federally insured
• Request and application

At Central Credit Union,
you’ll always earn a great return.

Click here for our current Share Savings rate. You can also obtain current rate information 24 hours a day by calling (708) 649-6450.

Maintain at least a $25 balance,
and experience the rewards of membership.

In order to retain your membership in the credit union, you must maintain a $25 minimum balance in your account at all times. As long as you maintain that $25 balance, you are eligible to take advantage of or apply for the credit union’s other savings, loan and investment services.

To avoid a monthly service fee, we ask that your maintain a $200 balance in your account unless:

• You have a loan service or
• You are under age 18 or over 65 or
• You have a credit union certificate or Money Market account
• You maintain $200 or more in a credit union IRA

Take advantage of the convenience
of payroll deduction.

With payroll deduction, you can have a portion of your paycheck deposited into your account each payday. By giving a little to your account each pay period, you are sure to grow your savings quickly.

For more information or to sign up for payroll deduction, please see your Human Resources Department or call our Member Services Department at (708) 649-6410.

Enjoy 24-hour access to your accounts.

At Central Credit Union, we know that your time is valuable. That's why we've made it easy for you to manage your finances 24 hours a day from just about any location.

With our electronic services, you can conduct your credit union business at your leisure. At home. At work. Or even on the road. All you need is a touch-tone phone or Internet access.

Anytime access to your money.
It all starts with CALL 24.

With CALL 24, our automated response system, you can use your phone to:

• Check account balances
• Request a check withdrawal by mail
• Transfer funds between accounts
• Check past account transactions
• Verify cleared checks
• Verify your payroll deposits
• Make loan payments
• Check certificate maturities
• Make cash advances on your Visa
• Calculate interest and payments on a potential loan
• Receive dividend and interest information
• Receive tax information

Best of all, CALL 24 is free. And for your convenience, CALL 24 is available in both English and Spanish.

Save time.
Manage your money online.

Enjoy Internet access to all of your accounts with Central At Home, our free home banking service. With Central At Home, you can use your personal computer to:

• Check up-to-the-minute account balances
• Transfer funds between accounts
• Look at past account transactions
• Make loan payments
• Download information to your personal financial management software and more!

And, if you have a credit union checking account, you can also take advantage of our online bill payment service. Your bills will be paid electronically on the day you designate directly from your credit union checking account, which means no more checks to write or payments to mail.

To register for these services online all you need is your account number and CALL 24   PIN. For more information, e-mail us or call our Member Services Department at (708) 649-6410.

Savings federally insured to at least $250,000.

At Central Credit Union, you’ll never have to worry about the safety of your deposits. Your credit union savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government agency.

Questions?

Please call our Member Services Department at (708) 649-6410 or e-mail us. Please be sure to include your daytime phone number.

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