Visa Platinum Cards
No annual fee, plus two great options.
We offer two great money-saving Visa Platinum options to help meet your needs.
First-Rate Platinum Visa
Platinum
Premiere Visa
This option combines the savings of
a rate as low as 12.6% APR — good on all purchases, cash advances and balance
transfers — with rewards through our Premiere Points Program. With
Premiere Points, you'll earn one point for every dollar you charge on your
card.** Points can be redeemed for:
The redemption for vehicle loan discounts and certificate rate bonuses is 5,000 points. The minimum redemption for gift certificates is 7,500 points. For 7,500 points you’ll receive a $75 gift certificate, for 10,000 points a $100 gift certificate and so on.
Reduce the interest you pay, lower
your monthly payments
and save with no balance transfer fees.
Compare
our rates to those of your other cards. Chances are, you're paying rates
that are higher and variable. Transfer your higher-rate balances to your
new Visa Platinum, and reduce your monthly payments and interest charges.
Best of all, there is no charge to transfer your balances to your credit union
Visa Platinum so you'll start saving right away.
Great savings and a wealth of other privileges.
With both of our account options, you'll benefit from the following:
Make
your payments electronically
with Central At Home or CALL 24.
Pay by phone with CALL 24, our free automated response service
Make your payment online with Central At Home
For more information or to request an electronic services application, please call our Member
Services Department at (708) 649-6410 or click here.
Online applications
and approvals.
Or apply by phone, fax or mail 24 hours a day!
With our online application, qualified members can be approved in as little as 60 seconds. Applications can also be printed and faxed to (708) 649-6449.
Or, if you prefer, you can apply by calling (708) 649-6430.
Shop online and activate Verified By Visa.
Your Central Credit Union Visa is protected by Verified by Visa, which password-protects your card for free. The next time you shop at participating online stores, enter the information requested to activate your card in order to complete the transaction. It only takes a moment, and then your card will have password protection whenever you shop online. For a list of participating retailers, click here.
To activate your card now, click here.
If your card is lost or
stolen...
Please call (800) 543-5073 immediately.
Questions?
Please call our Visa Department at (708) 649-6430 or e-mail us. Please be sure to include your daytime phone number.
*Charges: Late Payment Fee, $25; Over-Limit Fee, $25;
Returned Check Fee, $25; Draft Copy Fee, $5; Statement Copy Fee,
$3; Card Pick-Up Fee, $65; Card Replacement Fee, $10.
**A maximum of 25,000 points may be earned annually. Premiere Points do not apply to
transferred balances or cash advances. Program rewards subject to change. Program points
expire after three years.
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