Central Credit Union of Illinois Logo Image. If you have difficulty accessing our website, please contact us by phone at 708-649-6400, fax at 708-649-6449, or by email at memberservice@centralcu.org. Home | Contact Us | About Us | FAQs! | Apply For a Loan!To apply for a loan online, log into home banking,
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(708) 649-6400
1001 Mannheim Road, Bellwood, Illinois 60104
9850 W 159th Street, Orland Park, Illinois 60467

Get rolling in the right direction.
  • Become a member
  • Enjoy easy, affordable checking
  • Get free and convenient electronic services
  • Establish credit with a low-interest-rate Visa Platinum
  • Take advantage of vehicle loan services and more

When it comes to money, you want to be smart.  The financial choices you make today – how you save and how you spend – will shape your financial reality down the road. To get you off to a great start, we have C3.*  It has everything you need to grow and manage your money today while giving you the opportunity to build the credit you’ll want for the future.

Cash in.
Join Central Credit Union today.

Why do business with us instead of the bank down the street?  Because we’ll help you earn more, pay less, build credit, get a sweet deal on your first car and more.

Banks are out to serve their interest and those of their stockholders, not yours.  Unlike a bank, we’re a not-for-profit organization dedicated to serving your financial needs.  Because we don’t have stockholders, after we pay our operating expenses and set aside reserves, we return remaining income to you and other members in the form of higher paying dividends, lower loan rates, reduced fees and enhanced services.

To join, open a Share Account with a minimum $25 deposit.**  Then you can take advantage of our C3 services.  What’s more, your membership is good for life.  So wherever you go and whatever you do, you’ll still be able to enjoy the same great benefits.

Freestyle checking.
Write a check, use your debit card or pay online.

With C3 Checking, you can manage your money, your way. C3 Checking offers:

  • No minimum balance requirement
  • Unlimited check writing and no per check charges
  • Access to thousands of surcharge-free ATMs 
  • Optional overdraft protection
  • Debit card, which allows you to make purchases deducted from your checking account and includes five free ATM withdrawals each month
  • Free home banking and online bill payment services

Make deposits in person, by mail or ATM. Got a job?  You can also deposit money through payroll deduction or direct deposit.

Hook up with your money 24/7.

Keep tabs on your money online with Central At Home, our free home banking service. Register today on our home page using your account number and electronic services PIN. And, while you’re online, sign up for our free online bill payment service. Your bills will be paid automatically from your credit union checking account on the day you want.

Enjoy the freedom of credit...responsibly.

Now’s the time to establish credit. Build a positive payment record, and in the future you’ll more easily qualify at the best rates for auto loans, mortgages and more.

Get started with our C3 Visa Platinum.  In addition to ATM access and a minimum 21-day, interest-free grace period on purchases, our Visa Platinum offers:

  • One low regular rate for all purchases, cash advances and balance transfers
  • $0 liability for fraudulent transactions
  • Identity theft victim assistance and reimbursement insurance
  • Verified by Visa online fraud protection
  • Convenient payments through free home banking
  • Online access to account transactions and history
  • Auto rental insurance
  • $500,000 in free travel accident insurance and more

You can also call our Visa Department to apply at (708) 649-6430.

Need a ride? Got bills?

We offer a wide variety of loan products to meet your needs including new and used vehicle loans and personal loans. For details, please call our Loan Department at (708) 649-6420.


For more C3 information, please call Member Services at (708) 649-6410.

*C3 products are designed for members 16-21 years of age. All applications are subject to credit approval of both the primary member and any joint owner or co-signer. Members under age 18 must have a parent or legal guardian as a joint owner on C3 Checking Accounts and most members under age 21 will be required to have a parent or legal guardian as a co-owner on any loan product, including C3 Platinum Visas.  **Please note that you must maintain a $25 balance in your Share Account to retain your membership. You must build your balance to $200 within 90 days. If you do not maintain a $200 balance in your Share Account after 90 days, you will be charged a monthly service fee. The $200 minimum balance requirement is waived if you are under 18 or if you maintain a C3 Checking Account, certificate, money market account or if you maintain $200 or more in a credit union IRA. The minimum balance requirement is also waived if you have a credit union loan or Visa Platinum card.

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Copyright 2017 Central Credit Union Of Illinois. All rights reserved.
If you have difficulty accessing our website, please contact us by phone at 708-649-6400, fax at 708-649-6449, or by email at memberservice@centralcu.org