News & Promotions

Don't miss out on news and special offers from Central Credit Union Of Illinois. To receive information about current news and promotions via email, please call Members Services at (708) 649-6410 to add your e-mail address to your account.

Put the joy back in your ride.  Save with Spring Vehicle Event reduced rates as low as 3.39% APR.

It’s hard to enjoy a new car when you’re stuck with high interest and payments.  So buy or refinance a new or used car, motorcycle, boat or RV during our Spring Vehicle Event and save.  

Reduced rates now as low as 3.39% APR.*  Save money with our special rates.  Plus, if you have a qualifying Visa Platinum, you can redeem 5,000 Premiere Points, and reduce your rate by an extra .25%.

Up to 110% financing and terms extended by three months.  During this special event, we’re also extending our traditional loan terms by three months, which means you’ll have longer to pay off your loan, and you’ll enjoy lower monthly payments.**

No payments for 60 days.  Finance with us, and make no payments for 60 days.

Refinance and save on interest and payments.  Refinance your loan from another institution with us, and you could reduce the interest you pay and possibly lower your monthly payments. 

Call (708) 649-6420 to apply.  Or apply through online banking where we can approve loans for qualified members in as little as 60 seconds.  And please tell your family, friends and coworkers that they too can join and save with this great offer.††

This special offer ends May 15, 2019.


*Listed rates are for up to 110% financing for qualified members for model years 2017-2019 for up to 63 months.  Listed rates include .10% member relationship discount.  To qualify for the discount, you must have a Central Credit Union checking account, real estate loan, vehicle loan or Visa Platinum at the time you disburse your vehicle loan.  Other terms are available at higher rates.  APR may vary based on term and creditworthiness.  At the listed rates, the credit union will finance up to 110% of the manufacturer’s suggested retail price less any manufacturer’s rebate for new vehicles and up to 110% of the NADA retail value for used vehicles for qualified members.  Loans are repayable in equal monthly installments over the term of the loan.  Example: Monthly payment on a $20,000 loan at 3.39% APR for 63 months is $347.04.  Total finance charge: $1,863.38.  Total loan cost: $21,863.38.  Refinances not valid for existing Central Credit Union loans.  Secretary of State retitling fee will be added to the loan balance of members who refinance.  To take advantage of listed rates and extended terms, you must apply by May 15, 2019 and disburse your loan by May 31, 2019.  **Term extension not valid for 84-month loans.  84-month loans available for new car purchases or refinances of new cars purchased within one year.  †60-day no payment period is optional.  Interest will accrue during the 60-day no payment period.  ††Family members of existing members are eligible for membership.  Friends and coworkers must be Illinois residents or work for one of the credit union’s Select Employee Groups.



Our message just can't wait.  Get our First-Rate Platinum Visa with a $100 credit and a regular APR as low as 9.9%, and save on interest and payments.


Don’t wait a minute longer.  Stop paying high credit card rates and fees that will only keep rising.  Replace the high-rate credit cards in your wallet with a Central Credit Union First-Rate Platinum Visa, and save.  Plus, get a $100 credit.

Enjoy our regular APR as low as 9.9% all the time.  And pay no balance transfer fees.  Our card features a regular APR as low as 9.9% -- good all the time on all purchases, cash advances and balance transfers.*  Transfer your balances to our card, and cut monthly payments and interest charges.  Best of all, there’s no charge to transfer your balances.

Apply now, and receive a $100 credit to your account!  Transfer $2,500 or more to your new Visa Platinum and sign up to have reoccurring payments charged to your new card for at least one monthly bill, and we’ll credit $100 to your new account.**  It’s not a requirement, just a great added benefit.

No annual fee.  Plus a wealth of privileges.  Benefit from added savings, convenience and security with the following:

  • Minimum 21-day grace period on purchases
  • $0 liability for fraudulent transactions
  • Free text and email usage alerts
  • Identity theft victim assistance and reimbursement insurance
  • $500,000 in free travel accident insurance
  • Easy online account access and payments and more!

Apply by calling (708) 649-6430 or click here.  Offer ends June 17, 2019.  

*Actual rate may vary based on creditworthiness.  Transaction fees:  Cash Advance For ATM Transactions And Non-Check Advances (excluding balance transfers) – Either $3 or 3% of the amount of the transaction, whichever is greater;  Foreign Transaction – 2% of each transaction in U.S. dollars.  **First-Rate Platinum Visa Account must be opened between 4/1/19 and 6/17/19.  Balance transfers adding up to $2,500 or more must be made within 60 days of account opening date to qualify for $100 credit.  To qualify for $100 credit, you must also have at least one reoccurring payment to the same vendor automatically billed to your Visa Platinum Account for three consecutive months.  The first payment to your vendor of choice must post to your account within 60 days of your account opening date.  $100 will appear as a credit adjustment to your account and will not be credited toward your monthly payment.  $100 will be credited to your First-Rate Platinum Visa Account by your November statement.  To receive $100 credit, all of your credit union accounts must be in good standing (ie. not delinquent, over limit, etc.).  Balance transfers and reoccurring payments are only conditions to receive the $100 credit.  You may open a Central Credit Union First-Rate Platinum Visa without transferring balances or setting up reoccurring payments.