News & Promotions

Don't miss out on news and special offers from Central Credit Union Of Illinois. To receive information about current news and promotions via email, please call Members Services at (708) 649-6410 to add your e-mail address to your account.

Pay bills, take a vacation and more with 
Borrower’s Bargain Loan rates as low as 8.9% APR.

Make a splash this summer with our special Borrower’s Bargain Loan.  Pay bills or make purchases, and save on monthly payments and interest charges.  Or, use the money to finance home improvements and more.

Borrow for as low as 8.9% APR.*  Want to go someplace tropical?  Need a new roof or a kitchen remodel?  With our Borrower’s Bargain Loan, you’ll get the money you need for less.

Save on interest and payments.  Pay off your high-rate bills with a Borrower’s Bargain Loan, and you could reduce the interest you pay.  Plus, you could lower your monthly payments leaving more money in your pocket each month.

Borrow up to $30,000 for up to 5 years.  Qualified members can borrow up to $30,000 at our great rate and take up to 5 years to repay.  Minimum loan amount is $1,000.

Apply by calling (708) 649-6420 or click here.   Offer ends August 15, 2019.


*APR may vary based on creditworthiness.  To take advantage of the listed rate, you must apply by August 15, 2019 and disburse your loan by August 31, 2019.  Loans are repayable in equal monthly installments over the term of the loan.  Example: Monthly payment on a $15,000 loan at 8.9% APR for 60 months is $310.78.  Total finance charge: $3,646.67.  Total loan cost: $18,646.67. 

Everyday Heroes can save with a .25% discount on new and used vehicle loans and refinances.

Our Everyday Heroes give so much to our community, and now we’d like to give something back – a .25% discount on their next new or used vehicle loan or refinance.

Everyday Heroes can finance a new or used car, motorcycle, boat or RV and take advantage of:

  • Rates as low as 3.24% APR*
  • Up to 110% financing
  • Terms up to 84 months**

And if they have a qualifying Visa Platinum, Everyday Heroes can redeem 5,000 Premiere Points and reduce their rate by another .25%.

Refinance and save on interest and payments.  Everyday Heroes can refinance loans from other institutions with us, and reduce the interest they pay and possibly lower monthly payments.

Call (708) 649-6420 to apply or click here.   Not an Everyday Hero?  You can still save with our great low rates.

Offer ends July 31, 2019.


*Listed rate includes .25% Everyday Hero discount and .10% member relationship discount. To qualify for the listed APR and .25% Everyday Hero discount, you must provide a pay stub showing proof of employment as an educator, firefighter, law enforcement personnel or other first responder prior to loan disbursement or military identification if you are active military or a veteran. To qualify for the .10% relationship discount, you must have a Central Credit Union checking account, real estate loan, vehicle loan or Visa Platinum at the time you disburse your vehicle loan. APR may vary based on creditworthiness. The listed APR is for up to 110% financing for qualified members for model years 2017-2019 for up to 60 months. At the listed rate, the credit union will finance up to 110% of the manufacturer’s suggested retail price less any manufacturer’s rebate for new vehicles and up to 110% of the NADA book retail price for used vehicles for qualified members. Loans are repayable in equal monthly installments over the term of the loan. Example: Monthly payment on a $20,000 loan at 3.24% APR for 60 months is $361.56. Total finance charge: $1,693.15. Total loan cost: $21,693.15. Refinances not valid for existing Central Credit Union loans. Secretary of State retitling fee will be added to the loan balance of members who refinance. To receive .25% Everyday Hero discount, you must apply by July 31, 2019 and disburse your loan by August 15, 2019. **84-month loans available for new car purchases or refinances of new cars purchased within one year.