Central Credit Union of Illinois | Bank On The Difference

Bank on the Difference.

(708) 649-6400

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Defeat high interest & payments with Borrower’s Bargain Loan rates as low as 9.49% APR.

Get the financial power to pay bills, improve your home & more. Borrow up to $30,000 for up to 5 years.

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Vacation? Bills? Unplanned expense?

Get the cash you need when you want it with Central Fast Cash. No credit score or report needed to qualify.

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Make every day rewarding with free Kasasa Cash^® checking.

Earn 5.50% APY and get nationwide refunds on ATM withdrawal fees every month you qualify.*

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Find more than you expected in the home you love.

Get funds for large expenses with fixed home equity rates now as low as 6.99% APR.

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Tighten your belt. Save on interest & payments.

Benefit from an APR as low as 9.9% all the time, plus no balance transfer fees with our First-Rate Platinum Visa.

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Meet a more personal, connected banking experience.

Join by opening a Share Account. Already a member? Open new deposit accounts online today!

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Ready, set, get the loan with rates as low as...

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Local Financing to Fit Your Needs

With a variety of flexible, affordable financing options, the money you need is always within reach.

Vehicle Loans

Buy a new vehicle or refinance the one you have with our stellar vehicle loan rates.

Credit Cards

Spend locally, buy online, or travel the world with a credit card.

Home Equity Loans

Home Equity Loans

Renovate, repair or cover unexpected expenses by using the equity in your home.

Bank on the Go

Do it all on your own time when you take Central Credit Union with you.

Bank on the Go

Do it all on your own time when you take Central Credit Union with you.

View and manage account balances

Apply for a loan

Transfer funds between accounts and institutions

Deposit checks

Foster Financial Wellness

Learn to make smarter money moves with the right tools.

Start your journey to improving your financial confidence. Brush up on concepts like credit scores, loans, and more with free educational resources.

Current Happenings

What’s new at Central Credit Union?

Check out the latest news, promotions, and events that impact our credit union community.

07/03/2025

Get the cash you need for bills, home improvement & more with BBL rates as low as 9.49% APR.

06/30/2025

Joining from an SEG? Get our new SEG Product Bundle & we'll deposit the first $25 in your account.

01/06/2025

Emergency? Unplanned expense? Get the cash you need when you want it with Central Fast Cash.

12/06/2024

Claim your no-cost Accidental Death & Dismemberment Insurance. Add more coverage starting at around $1 a month.*

10/31/2024

Federal Home Loan Bank of Chicago awards $15,000 grants to D'Arce Painting and Noe's Landscaping.