You've Waited Long Enough.
04/01/2026
Have you put off buying a new vehicle, or would you just like to pay less for the vehicle you already own?
Buy or refinance a new or used car, motorcycle, boat or RV during our Spring Vehicle Event, and you could save on interest and payments with our low rates, extended terms and more.
- 4.14% APR for up to 51 months
- 4.79% APR for up to 63 months
- 5.09% APR for up to 75 months
- 5.29% APR for up to 84 months**
Also benefit from:
- Up to 110% financing
- No payments for 60 days†
- No fees for refinances for loans $10,000 or more
Now is the perfect time to refinance. Refinance your loan from another institution with us, and you could reduce the interest you pay and possibly lower your monthly payments.
Apply now! If you aren't a member, call (708) 649-6420 to apply.
Offer ends May 30, 2026
*Listed APR of 4.14% is for 110% financing for qualified members for up to 51 months for model years 2024-2026. Listed rate includes .10% member relationship discount and .25% automatic payment discount. To qualify for the relationship discount, you must have a Central Credit Union checking account, real estate loan, vehicle loan or Visa Platinum at the time you disburse your vehicle loan. To qualify for the automatic payment discount, your vehicle loan payment must be automatically deducted from a Central Credit Union checking account each month. Other terms are available at higher rates. APR may vary based on term and creditworthiness. At the listed rate, the credit union will finance up to 110% of the manufacturer’s suggested retail price less any manufacturer’s rebate for new vehicles and up to 110% of the NADA retail value for used vehicles for qualified members. Loans are repayable in equal monthly installments over the term of the loan. Example: Monthly payment on a $25,000 loan at 4.14% APR for 51 months is $533.68. Total finance charge: $2,217.43. Total loan cost: $27,217.43. Refinances not valid for existing Central Credit Union loans. Secretary of State retitling fee will be added to the loan balance of members who refinance with loans less than $10,000. To take advantage of listed rates, you must apply by May 30, 2026 and disburse your loan by June 15, 2026. **84-month loans available for new car purchases or refinances of new cars purchased within one year. †60-day no payment period is optional. Interest will accrue during the 60-day no payment period.