Make it happen!
Buy or refinance a new or used vehicle & save.
Call (708) 649-6420 to apply now!
Rates as low as 4.14% APR*
Same low rates for cars, motorcycles, boats & RVs
Up to 110% financing
Terms up to 84 months**
No fees for refinances of loans $10,000 or more
Buy or refinance a new or used car, motorcycle, boat or RV with Central Credit Union, and you could save on interest and payments with our low rates, terms up to 84 months and more.
You must join the credit union prior to loan disbursement.
Call (708) 649-6420 to apply.
2024-2026 Models
As low as…
4.14% APR for up to 48 months
4.79% APR for up to 60 months
5.09% APR for up to 72 months
5.29% APR for up to 84 months**
2023 Models
As low as…
5.14% APR for up to 60 months
5.34% APR for up to 72 months
2022 Models
As low as…
5.74% APR up to 60 months
Great rates are also available on older models.
Please click here to view all available rates.
Please see disclosure for additional rate details.
*Listed rates are accurate as of 1/5/26 and are subject to change at any time. Rates are for up to 110% financing for qualified members. Listed rates include .10% member relationship discount and .25% automatic payment discount. To qualify for the relationship discount, you must have a Central Credit Union checking account, real estate loan, vehicle loan or Visa Platinum at the time you disburse your vehicle loan. To qualify for the automatic payment discount, your vehicle loan payment must be automatically deducted from a Central Credit Union checking account each month. Other terms are available at higher rates. APR may vary based on term and creditworthiness. At the listed rates, the credit union will finance up to 110% of the manufacturer’s suggested retail price less any manufacturer’s rebate for new vehicles and up to 110% of the NADA retail value for used vehicles for qualified members. Loans are repayable in equal monthly installments over the term of the loan. Example: Monthly payment on a $25,000 loan at 4.14% APR for 48 months is $566.10. Total finance charge: $2,172.34. Total loan cost: $27,172.34. Refinances not valid for existing Central Credit Union loans. Secretary of State retitling fee will be added to the loan balance of members who refinance with loans less than $10,000. **84-month loans available for new car purchases or refinances of new cars purchased within one year.