Replace your high-rate credit cards with a Central Credit Union Of Illinois Visa Platinum, and save on interest, payments and fees. Our cards have great low rates and no annual or balance transfer fees. We offer a Visa Platinum with great rewards, plus we have a card just for teens who are looking to establish credit and a secured option for those looking to build or rebuild credit.
|First-Rate Platinum Visa||Platinum Premiere Visa||Secured Visa Platinum||C3 Visa|
|Rate||9.90% APR to 18% APR when you open your account based on your creditworthiness||12.6% APR to 14.7% APR when you open your account based on your creditworthiness||20.25% APR||14.7% APR|
|Participation Fee||None||None||$48 annually||None|
|Balance Transfer Fee||None||None||None||None|
|Credit Card Rewards Program||No||Yes||No||No|
|$0 Liability For Fraudulent Transactions||Yes||Yes||Yes||Yes|
|Identity Theft Assistance And Reimbursement Insurance||Yes||Yes||Yes||Yes|
The information about the costs of the cards listed above is accurate as of 7/16/18 and is subject to change at any time. To find out what may have changed, call us at (708) 649-6430 or at (800) 750-3660 if outside Chicago area.
Compare our rates to those of your other cards. Chances are, you’re paying higher rates. Transfer your higher-rate balances to your new Visa Platinum, and reduce your monthly payments and interest charges. Best of all, there is no charge to transfer your balances to your credit union Visa Platinum so you’ll start saving right away.
Click here to see how much you might save by transferring your high-rate balances to one of our Visas.
To transfer your balances, click here to print a Balance Transfer Request Form.
With our Platinum Premiere Visa, you’ll earn Premiere Points for every dollar you charge on your card. Points can be redeemed for:
Click here for a list of participating retailers.
A maximum of 25,000 points may be earned annually. Premiere Points do not apply to transferred balances or cash advances. Program rewards subject to change. Program points expire after three years.
Reduce Visa credit card and debit card fraud and monitor your spending anytime, anywhere with Alerts from Central Credit Union powered by Visa. With near real-time Alerts from Central Credit Union powered by Visa, you can receive free updates on your Visa credit and debit card activity. After your Central Credit Union Visa credit or debit card has been used, you'll receive an alert through text message or email. If there is fraudulent activity, you can find out within minutes and act quickly to resolve the situation.
How you use the service is up to you. You can choose to receive alerts when your Visa card is used for purchases over a specified amount, online transactions, purchases outside the United States, and more. You can even customize the purchase amount threshold -- for example, setting it to only receive alerts for purchases above $50.
Select the delivery options that best meet your needs with text messages, emails, or both for extra security and convenience. Each alert contains important information, including the purchase amount, merchant name and location (if available), and the last four digits of the Visa card used to keep you best informed.
All this is free for Central Credit Union Visa credit and debit cardholders. Click here to sign up today.
Actual time to receive Alerts powered by Visa dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. Additional restrictions apply.
With all of our Visas, you’ll enjoy the following additional services designed to give you the highest level of convenience and protection:
To request a copy of your credit card agreement, please call our Visa Department at (708) 649-6430.
|Type of Fee||Fee Amount|
|Late Payment Fee||Up to $25|
|Over-Limit Fee||Up to $25|
|Returned Check Fee||Up to $25|
|Draft Copy Fee||$5|
|Statement Copy Fee||$3|
|Card Pick-Up Fee||$65|
|Card Replacement Fee||$10|