Share Certificates

Lock in a terrific rate, and watch your money grow quickly and safely with our Share Certificate Accounts.

Open your Share Certificate Account today with a low $1,000 minimum opening deposit and...

  • Choose a 6-, 12-, 30- or 60-month term
  • Earn a great rate of return with our certificate rates
  • Enjoy dividends that are compounded and paid monthly
  • Select an IRA or Coverdell Education Savings Account, if you choose
  • Automatically renew your certificate upon maturity
  • Feel secure knowing your deposits are federally insured

Additional investment options are available through the MEMBERS Financial Services Program located at Central Credit Union.* The MEMBERS Financial Services Program offers a variety of investment options that complement the savings programs offered by the credit union. For more information, click here or call the MEMBERS Financial Services Representative at (708) 649-6470.

Check the background of this investment professional on FINRA's BrokerCheck.

*The MEMBERS Financial Services Program is offered through CUNA Brokerage Services, Inc., a broker/dealer focused on serving credit union members.  CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group.  For more information about CUNA Brokerage Services, Inc., please visit  MEMBERS Financial Services Financial Professionals are registered representatives of CUNA Brokerage Services, Inc.  Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union.  CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured.  May Lose Value, No Financial Institution Guarantee.  Not a deposit of any financial institution.  CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America.

Start saving for retirement. Open your Share Certificate Accounts as IRAs. Your certificates can be opened as either traditional or Roth IRAs. For more information about IRAs, call Member Services at (708) 649-6410.

If you are saving for education expenses, you can also open your Share Certificate Accounts as Coverdell Education Savings Accounts. For more information, click here or call Member Services at (708) 649-6410.

Your savings are federally insured by the National Credit Union Administration, a U.S. Government agency.