News & Promotions

Don't miss out on news and special offers from Central Credit Union Of Illinois. To receive information about current news and promotions via email, please call Members Services at (708) 649-6410 to add your e-mail address to your account.

Save on purchases, bills and more with holiday Borrower's Bargain Loan rates as low as 7.9% APR.


Our special Borrower’s Bargain Loan is just what you need to make your holiday season merry.  Make purchases or pay holiday bills, and save on monthly payments and interest charges.  Or, use the money to finance home improvements and more.

Borrow for as low as 7.9% APR.*  Have a big gift to buy or want to take a winter vacation?  Need a new roof or a bathroom remodel?  With our Borrower’s Bargain Loan, you’ll get the money you need for less.

Save on interest and payments.  Pay off your high-rate bills with a Borrower’s Bargain Loan, and you could reduce the interest you pay.  Plus, you could lower your monthly payments leaving more money in your pocket each month. 

Borrow up to $30,000 for up to 5 years.  Qualified members can borrow up to $30,000 at our great rate and take up to 5 years to repay.  Minimum loan amount is $1,000.

Call (708) 649-6420 to apply or click here.
Offer ends December 31, 2018.

*APR may vary based on creditworthiness.  To take advantage of the listed rate, you must apply by December 31, 2018 and disburse your loan by January 15, 2019.  Loans are repayable in equal monthly installments over the term of the loan.  Example: Monthly payment on a $15,000 loan at 7.9% APR for 60 months is $303.49.  Total finance charge: $3,209.15.  Total loan cost: $18,209.15.

 

 

Cut interest, payments and fees with a First-Rate Platinum Visa with a $100 credit and a regular rate as low as 9.9% APR.

Looking to lower your credit card bills?  Replace the high-rate credit cards in your wallet with a Central Credit Union First-Rate Platinum Visa, and save on interest, payments and fees.  Plus, get a $100 credit.

Enjoy a regular APR as low as 9.9%.  And pay no balance transfer fees.  Our card features a regular APR as low as 9.9% -- good on all purchases, cash advances and balance transfers.*  Transfer your balances to our card, and cut monthly payments and interest charges.  Best of all, there’s no charge to transfer your balances.

Apply now, and receive a $100 credit to your account!  Transfer $2,500 or more to your new Visa Platinum and sign up to have reoccurring payments charged to your new card for at least one monthly bill such as your cell phone bill or gym membership, and we’ll credit $100 to your new account.**  It’s not a requirement, just a great added benefit.

No annual fee.  Plus a wealth of privileges.  Benefit from added savings, convenience and security with the following:

  • Minimum 21-day grace period on purchases
  • $0 liability for fraudulent transactions
  • Visa Purchase Alerts
  • Identity theft victim assistance and reimbursement insurance
  • $500,000 in free travel accident insurance
  • Easy online account access and payments and more!

Call (708) 649-6430 to apply or click here.   
Offer ends December 15, 2018. 

*Actual rate may vary based on creditworthiness.  Transaction fees:  Cash Advance For ATM Transactions And Non-Check Advances (excluding balance transfers) – Either $3 or 3% of the amount of the transaction, whichever is greater;  Foreign Transaction – 2% of each transaction in U.S. dollars.  **First-Rate Platinum Visa Account must be opened between 10/1/18 and 12/15/18.  Balance transfers adding up to $2,500 or more must be made within 60 days of account opening date to qualify for $100 credit.  To qualify for $100 credit, you must also have at least one reoccurring payment to the same vendor automatically billed to your Visa Platinum Account for three consecutive months.  The first payment to your vendor of choice must post to your account within 60 days of your account opening date.  $100 will appear as a credit adjustment to your account and will not be credited toward your monthly payment.  $100 will be credited to your First-Rate Platinum Visa Account by your May statement.  To receive $100 credit, all of your credit union accounts must be in good standing (ie. not delinquent, over limit, etc.).  Balance transfers and reoccurring payments are only conditions to receive the $100 credit.  You may open a Central Credit Union First-Rate Platinum Visa without transferring balances or setting up reoccurring payments.

 

 

 

 

 

 

 

 

 

Skip-A-Payment Form

To help you ease the financial strain of the holiday season, we invite you to skip a payment on your Central Credit Union loans during November, December or January.*  

This offer is valid for your November, December or January payment on all credit union loans except Home Equity Loans, Home Equity Lines Of Credit, Mortgages and Payday Plus Loans.

To take advantage of the offer, complete and return our Skip-A-Payment request form.  Click here to download your form.  Forms can be faxed to (708) 649-6449.  There will be a low $30 processing fee for each credit union loan on which you wish to skip a payment.

For more information, call our Loan Department at (708) 649-6420.  This offer ends January 31, 2019.

*All requests are subject to credit union approval.  To take advantage of this offer, your credit union accounts must be in good standing and you must have opened your loan accounts at least 75 days prior to the due date for the payments you want to skip.  By taking advantage of this offer, you acknowledge that you are amending the original terms of your loan agreement, the interest on your loan will continue to accrue during the month in which you skip a payment and that your original loan term may be extended.  All skip-a-payment requests must be received at least five days prior to your payment due date in order to be processed.