News & Promotions

Don't miss out on news and special offers from Central Credit Union Of Illinois. To receive information about current news and promotions via email, please call Members Services at (708) 649-6410 to add your e-mail address to your account.

Celebrate the season with Borrower's Bargain Loan rates as low as 7.9% APR.  


We want you, your family and friends to have a joyful holiday season.  Use our holiday Borrower’s Bargain Loan to make purchases or pay holiday bills, and save on monthly payments and interest charges.  And, let your family and friends know they too can join Central Credit Union and save with our special offer.*

Borrow for as low as 7.9% APR.**  Have a big gift to buy?  Need extra cash for necessities or home improvements?  With our Borrower’s Bargain Loan, you’ll get the money you need for less.

Save on interest and payments.  Pay off your high-rate bills with a Borrower’s Bargain Loan, and you could reduce the interest you pay.  Plus, you could lower your monthly payments leaving more money in your pocket each month.

Borrow up to $30,000 for up to 5 years.  Qualified members can borrow up to $30,000 at our great rate and take up to 5 years to repay.  Minimum loan amount is $1,000.

Apply online now.  Or, call (708) 649-6420 to apply.  

This special offer ends December 31, 2020.

*Family members of existing members are eligible for membership.  Friends must be Illinois residents or work for one of the credit union’s Select Employee Groups.  **APR may vary based on creditworthiness.  To take advantage of the listed rate, you must apply by December 31, 2020 and disburse your loan by January 15, 2021.  Loans are repayable in equal monthly installments over the term of the loan.  Example: Monthly payment on a $15,000 loan at 7.9% APR for 60 months is $303.49.  Total finance charge: $3,209.15.  Total loan cost: $18,209.15.

 

 

Need to tighten your belt? Get our Visa and save.
Regular APR as low as 9.9%.  No balance transfer fees.  $100 credit.

Looking to cut expenses?  Our First-Rate Platinum Visa is a great place to start.  It offers one low rate, no balance transfer fees and so much more.  Replace the high-rate credit cards in your wallet with our Visa, and you could save on interest, payments and fees.  Plus, get a $100 credit.

Save with no balance transfer fees and an APR as low as 9.9% all the time.  Our card features a regular APR as low as 9.9% -- good all the time on all purchases, cash advances and balance transfers.*  Transfer your balances to our card, and cut monthly payments and interest charges.  Best of all, there’s no charge to transfer your balances.

Apply now, and receive a $100 credit!  Transfer $2,500 or more to your new Visa Platinum and sign up to have reoccurring payments charged to your new card for at least one monthly bill, and we’ll credit $100 to your new account.**  It’s not a requirement, just a great added benefit.

No annual fee.  Plus a wealth of privileges.  Benefit from added savings, convenience and security with the following:

  • Minimum 21-day grace period on purchases
  • $0 liability for fraudulent transactions
  • Free text and email usage alerts
  • Identity theft victim assistance and reimbursement insurance
  • $500,000 in free travel accident insurance
  • Easy online account access and payments and more!

Apply online or call (708) 649-6430 to apply.  Offer ends December 31, 2020. 

*Actual rate may vary based on creditworthiness.  Transaction fees:  Cash Advance For ATM Transactions And Non-Check Advances (excluding balance transfers) – Either $3 or 3% of the amount of the transaction, whichever is greater; Foreign Transaction – 2% of each transaction in U.S. dollars.  **First-Rate Platinum Visa Account must be opened between 10/1/20 and 12/31/20.  Balance transfers adding up to $2,500 or more must be made within 60 days of account opening date to qualify for $100 credit.  To qualify for $100 credit, you must also have at least one reoccurring payment to the same vendor automatically billed to your Visa Platinum Account for three consecutive months.  The first payment to your vendor of choice must post to your account within 60 days of your account opening date.  $100 will appear as a credit adjustment to your account and will not be credited toward your monthly payment.  $100 will be credited to your First-Rate Platinum Visa Account by your May statement.  To receive $100 credit, all of your credit union accounts must be in good standing (ie. not delinquent, over limit, etc.).  Balance transfers and reoccurring payments are only conditions to receive the $100 credit.  You may open a Central Credit Union First-Rate Platinum Visa without transferring balances or setting up reoccurring payments.

    

Skip your November, December or January loan payment.


Skip-A-Payment Request Form

To help you ease the financial strain of the holiday season, we invite you to skip a payment on your Central Credit Union loans during November, December or January.* Use the money you'll save to pay down your high-interest holiday bills or for something special

This offer is valid for your November, December or January payment on all credit union loans except Home Equity Loans, Home Equity Lines of Credit, Mortgages
and Payday Plus Loans.

To take advantage of this offer, complete and return a request form. Forms can be faxed to (708) 649-6449. There will be a low $30 processing fee for each credit union loan on which you wish to skip a payment.

This offer is only good for November, December or January payments and ends January 29, 2021.

 

*All requests are subject to credit union approval. To take advantage of this offer, your credit union accounts must be in good standing and you must have opened your loan accounts at least 75 days prior to the due date for the payments you want to skip. By taking advantage of this offer, you acknowledge that you are amending the original terms of your loan agreement, the interest on your loan will continue to accrue during the month in which you skip a payment and that your original loan term may be extended. All skip-a-payment requests must be received at least five days prior to your payment due date in order to be processed.

Wednesday, July 1st

Our Orland Park lobby will reopen on Monday, July 6th.  We will also have new hours at our Bellwood and Orland Park locations.

Bellwood Hours
Orland Park Hours


Wednesday, April 22nd


Please note new temporary hours starting Monday, April 27th.


Phone Service:  

9 a.m.-5 p.m. M, Tu, Th, F
10 a.m.-5 p.m. Wednesdays

Bellwood Lobby:

10 a.m.-4 p.m. M-F

Orland Park Drive Thru:

8:30 a.m.-5:30 p.m. M-F
8:30 a.m.-1 p.m. Saturdays

The Orland Park lobby is closed until further notice.


Monday, March 30th

Your health, safety & financial well-being are our top priorities.


As the COVID-19 pandemic continues and much of the nation is under Shelter In Place orders, we here at Central Credit Union remain committed to balancing the needs of our members with the health and safety of our staff and the entire community.  

Our Bellwood lobby and our Orland Park drive thru currently remain open during regular business hours.  For your safety and that of our staff, however, we strongly encourage you to take advantage of electronic or phone services whenever possible to conduct your credit union transactions.  We also suggest you mail deposits or drop them in the deposit boxes at either of our locations.

Sign up for online & mobile banking.

If you're not a registered online or mobile banking user, we recommend you sign up.  You can register online or through our mobile app using your account number and E-services PIN.  If you don’t have an E-services PIN, download an application from the Online or Mobile Banking page of our web site.

With online and mobile banking, you can:

  • Check account balances
  • Transfer funds between credit union accounts
  • View past account transactions
  • Make loan payments
  • Apply for loans (online banking)
  • Set balance and other text and email alerts
  • Pay bills from a credit union checking account

Call us.

If your transaction can't be conducted through online or mobile banking, please call us at (708) 649-6410, and we’ll be happy to help.  Or, if you're experiencing financial difficulties as a result of the COVID-19 pandemic and need assistance with your credit union loans, please contact our Loan Department at (708) 649-6420. 

Check online for updates.

Updates concerning our operations will be posted on our web site.  We're here to serve and support you and your family in the safest and most efficient and effective way possible during these trying times, and we look forward to doing so for many years to come.  Please stay safe. 




Tuesday, March 17th

Our Orland Park branch lobby is closed until further notice.


As of today, our Orland Park Branch lobby is closed until further notice.  However, our drive-thru at the Orland Park branch will remain open.

Our Orland Park drive-thru hours are currently:

Monday-Friday:  8 a.m.-7 p.m.
Saturday:  8 a.m.-1 p.m.

For additional information on how we are continuing to efficiently, effectively and safely serve our members, please read below.




Monday, March 16th

We're committed to your financial well-being, safety and security.


We know that these are difficult times as anxiety and concern continue to increase amid the COVID-19 situation.  We here at Central Credit Union are committed to balancing the needs of our members with the health and safety of the entire community.  At this time, we want you to be aware that while our Bellwood and Orland Park lobbies are currently open during our regular business hours, we have many other ways we can serve you efficiently, effectively and safely during this emergency situation.

Bank Online 24/7.

If you are not a registered online or mobile banking user, we strongly encourage you to sign up at this time.  You can register online or through our mobile app using your account number and E-services PIN.  If you don’t have an E-services PIN, please contact Member Services at the number below or download an application from the Online or Mobile Banking page of our web site.

With online and mobile banking, you can:

Check account balances
Transfer funds between Central Credit Union accounts
View past account transactions
Make loan payments
Apply for loans (online banking)
Set balance and other text and email alerts
Pay bills from a credit union checking account

Call us.

If your transaction can be conducted by phone, please call us at (708) 649-6410, and we’ll be happy to help.

Use ATMs for your cash needs.

With a Central Credit Union checking account and your debit card, you have access to almost 30,000 surcharge-free ATMs nationwide through the CO-OP Network®.  To find the nearest surcharge-free ATM, search on our mobile app or through the link on the Checking page of our web site.

The ATM at our Orland Park branch also remains open for your convenience.

Take advantage of our Orland Park drive-thru.

Our Orland Park drive-thru hours are currently:

Monday-Friday:  8 a.m.-7 p.m.
Saturday:  8 a.m.-1 p.m.

Please protect yourself.

Unfortunately, fraud is likely to increase during this time.  Please watch out for Coronavirus-related cyber scams whether they be related to conducting financial business or making charitable contributions.  Do not open emails or download attachments from individuals you do not know, and do not input your personal information into email links.  Please also beware of phone and mail fraud scams.

View credit union updates.

The COVID-19 situation is rapidly changing.  We will post any updates concerning our operations on our web site.  As always, we care about your financial well-being as well as your health and safety.  Take care during this difficult time, and we look forward to continuing to serve you and your family any way we can.