News & Promotions

Don't miss out on news and special offers from Central Credit Union Of Illinois. To receive information about current news and promotions via email, please call Members Services at (708) 649-6410 to add your e-mail address to your account.

Our message just can't wait.  Get our First-Rate Platinum Visa with a $100 credit and a regular APR as low as 9.9%, and save on interest and payments.

Don’t wait a minute longer.  Stop paying high credit card rates and fees that will only keep rising.  Replace the high-rate credit cards in your wallet with a Central Credit Union First-Rate Platinum Visa, and save.  Plus, get a $100 credit.

Enjoy our regular APR as low as 9.9% all the time.  And pay no balance transfer fees.  Our card features a regular APR as low as 9.9% -- good all the time on all purchases, cash advances and balance transfers.*  Transfer your balances to our card, and cut monthly payments and interest charges.  Best of all, there’s no charge to transfer your balances.

Apply now, and receive a $100 credit to your account!  Transfer $2,500 or more to your new Visa Platinum and sign up to have reoccurring payments charged to your new card for at least one monthly bill, and we’ll credit $100 to your new account.**  It’s not a requirement, just a great added benefit.

No annual fee.  Plus a wealth of privileges.  Benefit from added savings, convenience and security with the following:

  • Minimum 21-day grace period on purchases
  • $0 liability for fraudulent transactions
  • Free text and email usage alerts
  • Identity theft victim assistance and reimbursement insurance
  • $500,000 in free travel accident insurance
  • Easy online account access and payments and more!

Apply by calling (708) 649-6430 or click here.  Offer ends June 17, 2019.  

*Actual rate may vary based on creditworthiness.  Transaction fees:  Cash Advance For ATM Transactions And Non-Check Advances (excluding balance transfers) – Either $3 or 3% of the amount of the transaction, whichever is greater;  Foreign Transaction – 2% of each transaction in U.S. dollars.  **First-Rate Platinum Visa Account must be opened between 4/1/19 and 6/17/19.  Balance transfers adding up to $2,500 or more must be made within 60 days of account opening date to qualify for $100 credit.  To qualify for $100 credit, you must also have at least one reoccurring payment to the same vendor automatically billed to your Visa Platinum Account for three consecutive months.  The first payment to your vendor of choice must post to your account within 60 days of your account opening date.  $100 will appear as a credit adjustment to your account and will not be credited toward your monthly payment.  $100 will be credited to your First-Rate Platinum Visa Account by your November statement.  To receive $100 credit, all of your credit union accounts must be in good standing (ie. not delinquent, over limit, etc.).  Balance transfers and reoccurring payments are only conditions to receive the $100 credit.  You may open a Central Credit Union First-Rate Platinum Visa without transferring balances or setting up reoccurring payments.




Everyday Heroes can save with a .25% discount on new and used vehicle loans and refinances.

Our Everyday Heroes give so much to our community, and now we’d like to give something back – a .25% discount on their next new or used vehicle loan or refinance.

Everyday Heroes can finance a new or used car, motorcycle, boat or RV and take advantage of:

  • Rates as low as 3.24% APR*
  • Up to 110% financing
  • Terms up to 84 months**

And if they have a qualifying Visa Platinum, Everyday Heroes can redeem 5,000 Premiere Points and reduce their rate by another .25%.

Refinance and save on interest and payments.  Everyday Heroes can refinance loans from other institutions with us, and reduce the interest they pay and possibly lower monthly payments.

Call (708) 649-6420 to apply or click here.   Not an Everyday Hero?  You can still save with our great low rates.

Offer ends July 31, 2019.


*Listed rate includes .25% Everyday Hero discount and .10% member relationship discount. To qualify for the listed APR and .25% Everyday Hero discount, you must provide a pay stub showing proof of employment as an educator, firefighter, law enforcement personnel or other first responder prior to loan disbursement or military identification if you are active military or a veteran. To qualify for the .10% relationship discount, you must have a Central Credit Union checking account, real estate loan, vehicle loan or Visa Platinum at the time you disburse your vehicle loan. APR may vary based on creditworthiness. The listed APR is for up to 110% financing for qualified members for model years 2017-2019 for up to 60 months. At the listed rate, the credit union will finance up to 110% of the manufacturer’s suggested retail price less any manufacturer’s rebate for new vehicles and up to 110% of the NADA book retail price for used vehicles for qualified members. Loans are repayable in equal monthly installments over the term of the loan. Example: Monthly payment on a $20,000 loan at 3.24% APR for 60 months is $361.56. Total finance charge: $1,693.15. Total loan cost: $21,693.15. Refinances not valid for existing Central Credit Union loans. Secretary of State retitling fee will be added to the loan balance of members who refinance. To receive .25% Everyday Hero discount, you must apply by July 31, 2019 and disburse your loan by August 15, 2019. **84-month loans available for new car purchases or refinances of new cars purchased within one year.