News & Promotions
Don't miss out on news and special offers from Central Credit Union Of Illinois. To receive information about current news and promotions via email, please call Member Services at (708) 649-6410 to add your e-mail address to your account.
Get cash for purchases, bills, travel and more with Borrower’s Bargain Loan rates as low as 8.9% APR.
Get the cash you need to make your holidays merry. Make purchases, pay bills, take a vacation and more with our special Borrower’s Bargain Loan and save.
Borrow for as low as 8.9% APR.* Buying a special gift? Need home repairs, plane tickets or extra cash for necessities? With our Borrower’s Bargain Loan, you’ll get the money you need for less.
Save on interest and payments. Pay off your high-rate bills with a Borrower’s Bargain Loan, and you could reduce the interest you pay. Plus, you could lower your monthly payments leaving more money in your pocket each month.
Borrow up to $30,000 for up to 5 years. Qualified members can borrow up to $30,000 at our great rate and take up to 5 years to repay. Minimum loan amount is $1,000.
Apply here, or call (708) 649-6420 to apply. To join Central Credit Union, click here.
Offer ends December 30, 2023.
*APR may vary based on creditworthiness. To take advantage of the listed rate, you must apply by December 30, 2023 and disburse your loan by January 15, 2024. Loans are repayable in equal monthly installments over the term of the loan. Example: Monthly payment on a $15,000 loan at 8.9% APR for 60 months is $310.73. Total finance charge: $3,643.73. Total loan cost: $18,643.73.
Earn 5.25% APY with our special 7-month certificate.
At Central Credit Union, it's now easy to earn a higher return on your money. If you'd like to earn more, move your money to the credit union, and earn 5.25% APY* with our 7-month certificate.
$1,000 minimum opening deposit with a maximum deposit of $10,000 per member. Funds must be new to the credit union. Your dividends will be compounded and paid monthly, and as always, your credit union savings will be federally insured up to at least $250,000 by the National Credit Union Administration, a U.S. Government agency.
Call (708) 649-6410, or stop by one of our locations to open your account. To join Central Credit Union, click here.
*APY=Annual Percentage Yield. A minimum daily balance of $1,000 is required to earn the stated APY. Early withdrawals are subject to a dividend penalty. Dividends will be compounded and paid monthly. Upon maturity, certificates will automatically roll over into 12-month certificate accounts, unless you direct the credit union to do otherwise. Certificates cannot be funded from existing Central Credit Union accounts. A maximum of $10,000 total in 7-month certificates per member is allowed with this offer. 7-month certificate accounts must be opened by phone or in person at one of the credit union's locations.
Skip your November, December or January loan payment.
To help you ease the financial strain of the holiday season, we invite you to skip a payment on your Central Credit Union loans during November, December or January.* Use the money you'll save to pay down your high-interest holiday bills or for something special.
This offer is valid for your November, December or January payment on all credit union loans except Home Equity Loans, Home Equity Lines of Credit, Mortgages
and Payday Plus Loans.
To take advantage of this offer, complete and return the request form. Forms can be faxed to (708) 649-6449. There will be a low $30 processing fee for each credit union loan on which you wish to skip a payment.
For more information, call our Loan Department at (708) 649-6420. But hurry. This offer is only good for November, December or January payments and ends January 31, 2024.
*All requests are subject to credit union approval. To take advantage of this offer, your credit union accounts must be in good standing and you must have opened your loan accounts at least 75 days prior to the due date for the payments you want to skip. By taking advantage of this offer, you acknowledge that you are amending the original terms of your loan agreement, the interest on your loan will continue to accrue during the month in which you skip a payment and that your original loan term may be extended. All skip-a-payment requests must be received at least five days prior to your payment due date in order to be processed.
Doing business with us has never been easier!
Join and open new deposit accounts online today.
Now your friends, family and coworkers can securely join Central Credit Union through our web site. And, as an existing member, you can now open and fund additional savings, checking, money market or certificate accounts through our web site or mobile app.
Join at www.centralcu.org. To join through our web site, new members can click here. To complete the application process, they'll need to be able to upload their government-issued ID. They can then choose to open any additional deposit accounts they would like to open with their membership and fund their new accounts.
Already a member? Open your next deposit account online. As you know, you're already able to apply for loans through online banking and our mobile app. Now you can also open and fund additional deposit accounts. To get started, click here. Then, once inside of online banking, select "Apply for a Loan/Open a Deposit Account" at the top of the page. Inside of mobile banking, click on "More", and select "Apply for a Loan/Open a Deposit Account".
We hope you're as excited as we are about this new service, and that you'll refer others to join Central Credit Union today.
Please bring your donations into either of our locations to ultimately benefit the Epilepsy Foundation Of Greater Chicago.
Central Credit Union will be helping those impacted by epilepsy during November's Epilepsy Awareness Month. At our Bellwood and Orland Park locations, we will be collecting clothing, electronics, small appliances, and other household items to help fund local programs and services to better educate and support families impacted by this disease. All items will be donated to Savers Thrift Stores with all proceeds then being given to the Epilepsy Foundation of Greater Chicago in support of their mission.
Thank you for your support.
Some of our members have recently received phone calls that appear to be from Central Credit Union requesting confirmation of personal information. These calls are fraud attempts coming from caller ID numbers spoofed to match Central Credit Union phone numbers. Please be on alert whenever you receive a call or text from someone asking for your personal or financial information. The credit union does not typically call members to request or verify sensitive personal or financial information including credit card numbers or PINs.
If you receive such phone calls or texts, please hang up or do not respond. Then, call the credit union directly at (708) 649-6410 to verify if the call was legitimate and address any concerns you might have regarding fraud on your accounts. We will be happy to assist in any way possible.
Thank you.