Money Market Accounts

Want a higher return on your money while enjoying easy access and the peace of mind that comes with federal deposit insurance? If so, our Money Market Accounts may be just what you're looking for.

Account Details Money Market Account Smart-Saver Money Market Account Investor's Choice Account
Minimum Balance Required $1,000 $10,000 $25,000
Rates 0.10% (0.10% APY) 0.15% (0.15% APY) 0.25% (0.25% APY)
Dividends Compounded daily and paid monthly Compounded daily and paid monthly Compounded daily and paid monthly
Payroll Deduction Deposits Yes Yes Yes
IRA Options Yes Yes Yes
Federally Insured Yes Yes Yes

Additional investment options are available through the MEMBERS Financial Services Program located at Central Credit Union.* The MEMBERS Financial Services Program offers a variety of investment options that complement the savings programs offered by the credit union. For more information, click here or call Brian Sims, the MEMBERS Financial Services Representative, at (708) 649-6470.

Check the background of this investment professional on FINRA's BrokerCheck.

*The MEMBERS Financial Services Program is offered through CUNA Brokerage Services, Inc., a broker/dealer focused on serving credit union members.  CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group.  For more information about CUNA Brokerage Services, Inc., please visit  MEMBERS Financial Services Financial Professionals are registered representatives of CUNA Brokerage Services, Inc.  Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union.  CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured.  May Lose Value, No Financial Institution Guarantee.  Not a deposit of any financial institution.  CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America. FR-3624929.1-0621-0723

At Central Credit Union Of Illinois, all of our money market accounts can be opened as traditional or Roth IRAs. For more information about IRAs, click here. Or, call Member Services at (708) 649-6410.

Automatically deposit a portion of each paycheck into your account with payroll deduction. For more information or to sign up for payroll deduction, please see your Human Resources Department or call Member Services at (708) 649-6410.

Use Central At Home, our free online banking service, or free mobile banking to conveniently manage your money. With either, you can check balances, verify deposits, transfer funds and more.

Your savings are federally insured by the National Credit Union Administration, a U.S. Government agency.