Become A Member

We're ready to serve you and your family. Since 1936, Central Credit Union Of Illinois has helped individuals and families manage their finances more effectively, and prepare for the future. As a full-service financial institution, we're capable of meeting all of your savings, loan and investment needs as well as those of your family members.

Central Credit Union is a state-chartered credit union that serves the employees of more than 250 local and national companies and organizations as well as residents of the greater Chicagoland area with over 11,000 members. Although our membership is concentrated in Illinois, affiliations with numerous national companies and organizations have expanded lifetime credit union membership to families across America and even abroad.

To join and take advantage of the money-saving benefits of credit union membership, you must…

  • Live in the state of Illinois or
  • Work for one of our more than 250 affiliated companies or organizations or
  • Be a family member of an existing member

Maintain at least a $25 balance in your Share Account, and retain your membership for life regardless of where you live or work.

Our continuing mission is to further the financial well-being of our members by:

  • Increasing your savings
  • Lowering your borrowing costs
  • Reducing your fee expense
  • Providing you with free educational resources
  • Giving you the prompt, personalized and professional service you deserve.

Once you join, your membership is valid for life regardless of where you live or work as long as you maintain a balance of at least $25 in your Share Account. And, once you become a member, your family members also become eligible for membership.

We’re a not-for-profit institution owned by our members. So when you join, you become more than a member, you also become a part owner of the institution.

Banks exist to make a profit for their stockholders. Unlike a bank, we don’t have stockholders. Because you become an owner when you join the credit union, you benefit financially when the credit union prospers. What’s more, you can always feel secure knowing that we’re working in your best financial interest.

When you join the credit union, the money you deposit represents your share of ownership. That money is loaned to other members – including your family members, friends and coworkers – to help them achieve their financial goals.

The credit union earns income from loan interest. After we pay operating expenses and set aside reserves, remaining income is returned to you through higher-paying dividends, lower loan rates and reduced fees.